How to Save at Target: A Complete Guide

Target makes it easy to save when you use three pillars together - free Target Circle offers, the Target Circle Card (formerly RedCard), and convenient same-day services. Here’s a clean playbook that reflects Target’s latest policies so you always get more for less.

💡 Hack #1: Clip Target Circle Offers - Every Trip

Target Circle is free - open the app, browse category %-off deals and manufacturer coupons, tap to add, then scan your wallet barcode at checkout. You’ll also see personalized bonuses and seasonal events like Target Circle Week. Pro tip: scan items in the app to confirm price and eligibility at your specific store.

💡 Hack #2: Get the Target Circle Card for 5% Off - Plus Shipping and Returns Perks

• 5% off most purchases in store and online. The 5% is applied after other discounts and minus the value of any promotional Target GiftCards issued in the transaction.
• Free standard shipping on most items and free 2-day shipping on eligible items when you pay with the Card or if you’re a Circle 360 member.
• Extended returns: get +30 days beyond the standard window on most items purchased with the Card.

💡 Hack #3: Consider Target Circle 360 if You Use Same-Day a Lot

Target Circle 360 is an optional paid tier with unlimited same-day delivery on $35+ via Shipt, no markups across Shipt’s network, and early access perks. Monthly or annual pricing is available.

🚚 Hack #4: Use Free Same-Day Pickup to Lock Prices

Drive Up and Order Pickup are free. Order in the app, get ready-in-as-little-as-2-hours alerts, and pick up curbside or at the counter - great for doorbusters and fast-moving sizes.

💰 Hack #5: Work GiftCard Promotions - The Right Way

Watch for promos like “Get a $10 Target GiftCard when you spend $50 on X.” You can still stack Target Circle offers and pay with your Circle Card. Note that the Card’s 5% is calculated after other discounts and after subtracting the value of the promotional GiftCard you receive. Always check each offer’s fine print.

📈 Hack #6: Know the Current Price Match Rules

New in 2025: Target ended competitor price matching. You can now request a match only to Target’s own price - Target.com vs your Target store - at purchase or within 14 days. Circle bonuses, Target coupons, and GiftCard offers don’t combine with a price match.

💡 Hack #7: Build Your Cart From Weekly Deals - Then Layer

Start with the Weekly Ad and daily Deals in the app, add Target Circle offers, choose Drive Up/Order Pickup, and pay with the Circle Card for the final 5% off.

🎯 The Takeaway

Clip Target Circle offers every run - use Drive Up/Order Pickup to lock prices - and pay with the Target Circle Card to stack 5%, faster shipping, and +30-day returns. For price drops, you now price-match only to Target within 14 days. Keep that flow and you’ll consistently pay less at Target.

P.S. Want more ways to save? Browse our always-fresh Deals & Coupons, sharpen your strategy with Savings Tips & Hacks, and stretch your budget with quick wins in Earn Cash Rewards.